Auto Physical Damage Program

Coverage: Classes include:

• Tractors (includes coal trucks and loggers)
• Trailers (includes coal trucks and loggers)
• Trucks (includes coal trucks and loggers)
• Taxis
• Limos
• Airport shuttles
• Med-vans
• Shuttle services
• Charter buses
• Tow trucks and wreckers

Limits: Up to $200,000 per occurrence - can obtain higher limits if needed

Deductibles: $1,000 minimum per occurrence

Minimum Premium: $1,000 annual

Territory: Nationwide authority

Items Needed for Quotation:

• Acord application
• MVR’s
• 5 year loss runs
• Target pricing
• Expiring carrier and pricing

Motor Truck Cargo Program

Coverage: Classes include, but are not limited to:

• Agricultural liquids and petroleum
• Grocery items
• Building materials
• Cotton, iron, and steel
• Containerized freight
• Refrigerated items (including reefer breakdown)
• Beer and wine
• Electronics
• Clothing
• Automobile and boat haulers
• Equipment and machinery
• Household goods
• Oilfield and mining equipment
• On hook (tow trucks)
• Terminal coverage

Limits: Up to $100,000 per conveyance

Deductibles: $1,000 minimum except for $2,500 minimum reefer breakdown

Minimum Premium: $1,000 annual

Territory: Nationwide authority

Items Needed for Quotations:

• Acord application
• MVR’s
• 5 year loss runs
• Target pricing
• Expiring carrier and pricing

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Auto Physical Damage Insurance